Your mortgage is likely the single biggest financial tie you share with your partner, so when a marriage or relationship ends, it’s often the biggest practical stumbling block too. Divorce is a legal process, but the property and mortgage decisions that come with it are a financial one, and they’re the decisions that shape your […]
There is no escaping the fact that over the last couple of decades, the rise in the number buy to let properties in Bicester has been nothing short of extraordinary. Many in the press have spoken of a broken nation, the fact many youngsters are unable to buy their first home with the rise of […]
CEO of IMS Property Group, Michelle Niziol, has launched a new full-service property investment and refurbishment company, designed to provide best in class service to property investors. With this new venture, Niziol will focus on providing a complete investment service. Starting by identifying what her clients need – whether they are aiming to buy a […]
And if it does … who will be the winners and losers?
Michelle Niziol talks about high net worth individuals on FT Adviser. The high net worth mortgage is a tricky subject. Some brokers operate under the incorrect assumption that high net worth individuals don’t need mortgages, and if they do, that the bank will have no problems issuing a mortgage to a person with considerable assets. […]
As summer draws to a close, the property market gets busier and busier. Many homes come to the market in the autumn, so it’s a good time to consider purchasing a luxury property. A luxury property purchase is a bit different from a regular home purchase. The stakes are higher: paper trails become very important, […]
It’s been nearly 18 months since Sajid Javid, the Tory Government’s Housing Minister published the White Paper “Fixing the Broken UK Housing Market”, meanwhile Bicester property values continue to rise at 8.5%.
If you’re keen to sell your home this summer, there are some quick fixes you can do to make your home more sellable, including a fresh coat of paint to the walls, a brightly coloured front door, and landscaping in the garden. If your estate agent hasn’t been out already, ask them to come round […]
Michelle Niziol catches up with online property news outlet Estate Agent Today about the future of estate agency. A decade ago we were still years away from Purplebricks, Countrywide was a colossus in the industry, no one had thought of OnTheMarket, and as for PropTech – what’s that? So, what will the next 10 years […]
Property inventories are crucial for both landlords and tenants. They help you to stay organised and protect yourself against false claims. Our CEO Michelle Niziol provides answers for the most common questions we receive about inventories in The Oxford Times What is an inventory? An inventory or condition schedule is a list of everything that […]
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