Property Portfolio Investments
Mortgage and finance solutions for property investors
Whether you're purchasing your first investment property or managing a substantial portfolio, successful property investing starts with the right strategy and funding structure.
At IMS Property Group, we work with landlords, developers and professional investors to secure the finance required to grow, manage and optimise their property investments.
From buy-to-let purchases and holiday lets to development finance and portfolio refinancing, we provide tailored advice designed around your investment goals.
Buy-to-Let Mortgages
Buy-to-let lending operates differently from residential mortgages.
Lenders assess rental income, property type, ownership structure and portfolio size when considering an application. Criteria can vary significantly between lenders, making specialist advice invaluable.
Whether you’re purchasing as an individual or through a limited company, we’ll help identify the most appropriate structure for your circumstances and long-term objectives.
Holiday Let Mortgages
The growth of the staycation market has created opportunities for investors seeking stronger returns from short-term holiday accommodation.
Holiday let mortgages have different lending criteria to traditional buy-to-let products, with lenders considering factors such as occupancy levels, projected income and property location.
We work with lenders who understand this specialist sector and can help secure funding for both new purchases and existing holiday let portfolios.
Property Development Finance
Development projects require specialist funding solutions.
Whether you’re building a single property, converting an existing building or undertaking a larger residential development, access to the right finance can be critical to a project’s success.
We can assist with development finance, bridging finance and exit strategies, helping you secure funding that aligns with your project timescales and objectives.
Building and Managing a Portfolio
As portfolios grow, financing often becomes more complex.
Multiple properties, limited company ownership, refinancing opportunities and changing lender criteria can all create challenges for investors seeking to maximise returns.
We work with portfolio landlords to structure borrowing efficiently, review existing arrangements and identify opportunities to support future growth.
Why work with IMS?
The teams approach combines practical experience with access to specialist lenders, helping investors secure finance that supports both immediate opportunities and long-term growth plans.
Whether you’re purchasing your next investment property or restructuring an established portfolio, you’ll benefit from strategic advice, proactive support and a clear understanding of your wider investment objectives.
Book a telephone appointment
We are looking forward to discussing your mortgage options. To make the most of our appointment, please have the following information to hand:
- Your income details
- Any outstanding debts (including monthly payments and outstanding balances)
This initial mortgage consultation is free of charge, and allows us to gather the information we need about your circumstances and mortgage requirements.
Once we have reviewed your details and supporting documentation, we will arrange the next stage of the process with one of our mortgage advisers, who will research the market and provide personalised mortgage recommendations. Should you decide to proceed with an application, our broker fees are typically:
- £699 – First Time Buyers, Home Movers and Remortgages
- £995 – Buy-to-Let, Semi-Commercial and Commercial Mortgages
We will call you at your scheduled appointment time from the following number:
0208 0044 274
People before property
See for yourself by checking out our reviews on Google and Trustpilot.
“We had an amazing experience with Michelle as our mortgage advisor. She was incredibly helpful, friendly and professional throughout the whole process. She always replied very quickly, even outside normal working hours, and was always happy to answer any questions we had. Thanks to Michelle, the whole mortgage process was quick, easy and completely stress-free. We really appreciate all her help and support and would highly recommend her to anyone looking for a mortgage advisor. Thank you so much, Michelle! ❤️”
“Very helpful, supportive and efficient team – our experience with them has been great so far, highly recommend!”
“Very simple process to renew a mortgage – Michell did identify some new providers; however, in the end, staying with the current provider proved most appropriate and even updated arrangement with cheaper interest rates in the immediate days preceding the expiry date – all very simple and straightforward – would recommend”
“My partner and I were first time buyers and the thorough and timely support of Michelle and her team made the process of securing our mortgage quick and stress-free.”
“Really good communication and speed of response. This was our first time buying so Michelle really helped us through the process.”
