High-Net-Worth Mortgages & Property Finance
Strategic property and finance solutions for high-net-worth individuals.
When your financial circumstances are more complex, standard mortgage advice is rarely enough.
Successful business owners, entrepreneurs, property investors, senior executives and high-net-worth individuals often require a more sophisticated approach to property finance.
Multiple income streams, business ownership, investment portfolios, trust structures, international assets and time-sensitive opportunities can all fall outside the scope of traditional mortgage lending.
At IMS Property Group, we specialise in helping clients navigate these complexities with confidence. Through our network of specialist lenders, private banks and professional advisers, we deliver bespoke funding solutions designed around your wider financial position, not just a standard affordability calculation.
A tailored approach to property finance
No two clients are the same.
Whether you are purchasing a prime residence, refinancing an existing portfolio, funding a development opportunity or acquiring an investment property through a corporate structure, we take the time to understand your objectives before recommending a solution.
Our role extends far beyond arranging a mortgage. We work closely with accountants, solicitors, wealth managers and family offices where required, ensuring every aspect of the transaction is coordinated efficiently and discreetly.
For many of our clients, the greatest value comes from having a trusted adviser who can manage the process from start to finish, saving time, reducing complexity and ensuring opportunities are not missed.
Specialist areas of expertise
We regularly assist clients with:
- High-net-worth residential mortgages
- Private bank lending
- Complex income structures
- Company director and business owner mortgages
- Portfolio landlord finance
- Limited company borrowing
- Development finance
- Bridging and short-term finance
- Buy-to-let portfolios
- Commercial property finance
- Property investment strategies
- Refinancing and debt restructuring
- Large loan and bespoke lending requirements
Discretion, expertise and exceptional service
Many of our clients value privacy as highly as they value results.
We understand the importance of confidentiality and operate with complete discretion throughout every stage of the process. From initial discussions through to completion, our focus is on providing a seamless experience, proactive communication and access to the right lending solutions.
Whether you are acquiring a family home, expanding a property portfolio or exploring your next investment opportunity, IMS Property Group provides the expertise, relationships and personal service required to help you move forward with confidence.
Why work with us?
Michelle Niziol brings a unique perspective to high-net-worth property finance.
As a successful entrepreneur, investor and business owner, she understands first-hand the challenges and opportunities that come with building wealth, managing multiple income streams and making strategic property decisions. This real-world experience allows her to relate to clients in a way that many advisers simply cannot.
Michelle’s approach is highly personal, relationship-led and built on trust. She understands that for high-net-worth clients, securing finance is often only one part of a much bigger picture. Her focus is on helping clients achieve their wider property and financial goals while providing a level of service that is professional, responsive and completely confidential.
Clients value her ability to see beyond the transaction, identify opportunities and provide practical solutions to complex situations.
Book a telephone appointment
We are looking forward to discussing your mortgage options. To make the most of our appointment, please have the following information to hand:
- Your income details
- Any outstanding debts (including monthly payments and outstanding balances)
This initial mortgage consultation is free of charge, and allows us to gather the information we need about your circumstances and mortgage requirements.
Once we have reviewed your details and supporting documentation, we will arrange the next stage of the process with one of our mortgage advisers, who will research the market and provide personalised mortgage recommendations. Should you decide to proceed with an application, our broker fees are typically:
- £499 – Shared Ownership
- £699 – First Time Buyers, Home Movers and Remortgages
- £995 – Buy-to-Let, Semi-Commercial and Commercial Mortgages
We will call you at your scheduled appointment time from the following number:
0208 0044 274
People before property
See for yourself by checking out our reviews on Google and Trustpilot.
“We had an amazing experience with Michelle as our mortgage advisor. She was incredibly helpful, friendly and professional throughout the whole process. She always replied very quickly, even outside normal working hours, and was always happy to answer any questions we had. Thanks to Michelle, the whole mortgage process was quick, easy and completely stress-free. We really appreciate all her help and support and would highly recommend her to anyone looking for a mortgage advisor. Thank you so much, Michelle! ❤️”
“Very helpful, supportive and efficient team – our experience with them has been great so far, highly recommend!”
“Very simple process to renew a mortgage – Michell did identify some new providers; however, in the end, staying with the current provider proved most appropriate and even updated arrangement with cheaper interest rates in the immediate days preceding the expiry date – all very simple and straightforward – would recommend”
“My partner and I were first time buyers and the thorough and timely support of Michelle and her team made the process of securing our mortgage quick and stress-free.”
“Really good communication and speed of response. This was our first time buying so Michelle really helped us through the process.”
