Moving Home Mortgages
Making your next move as smooth as possible.
Moving home is exciting, but it can also be one of the most stressful financial transactions you'll undertake.
Whether you’re upsizing for a growing family, relocating for work, downsizing, or simply looking for a property that better suits your lifestyle, securing the right mortgage is a crucial part of the process.
At IMS Property Group, we guide you through every stage of your move, helping you understand your options, secure the most suitable mortgage and keep your purchase progressing smoothly.
Your mortgage options when moving home
Many homeowners assume they must stay with their existing lender when they move, but that isn’t always the best option.
Depending on your circumstances, you may be able to:
- Transfer your existing mortgage to a new property
- Borrow additional funds from your current lender
- Remortgage with a new lender
- Reduce your borrowing if you're downsizing
- Release equity for home improvements or other purposes
We’ll assess the options available and explain the advantages and disadvantages of each, helping you make an informed decision.
Support from start to finish
Moving home often involves coordinating buyers, sellers, solicitors, estate agents and lenders, all working to different timescales.
We act as a central point of contact throughout the process, helping to keep everything on track and identifying potential issues before they become problems.
Our aim is simple: to make your move as straightforward and stress-free as possible.
Why choose IMS Property Group?
As experienced property professionals, we understand that moving home is about more than securing a mortgage. It’s about helping you achieve your next lifestyle goal.
We provide clear advice, proactive communication and access to a wide range of lenders, ensuring you have the support you need at every stage of your journey.
Ready to move?
Speak to our team to explore your mortgage options and plan your next move with confidence.
Choose an appointment type
Select the type of appointment you need and pick a time that works for you.
Book a mortgage telephone appointment
We are looking forward to discussing your mortgage options. To make the most of our appointment, please have the following information to hand:
- Your income details
- Any outstanding debts (including monthly payments and outstanding balances)
This initial mortgage consultation is free of charge, and allows us to gather the information we need about your circumstances and mortgage requirements.
Once we have reviewed your details and supporting documentation, we will arrange the next stage of the process with one of our mortgage advisers, who will research the market and provide personalised mortgage recommendations. Should you decide to proceed with an application, our broker fees are typically:
- £699 – First Time Buyers, Home Movers and Remortgages
- £995 – Buy-to-Let, Semi-Commercial and Commercial Mortgages
We will call you at your scheduled appointment time from the following number:
0208 0044 274
Book a valuation appointment
Thank you for requesting a valuation of your property, we are an independent and whole of market estate and lettings agency.
Please click through to book a time and date for your valuation.
People before property
See for yourself by checking out our reviews on Google and Trustpilot.
“We had an amazing experience with Michelle as our mortgage advisor. She was incredibly helpful, friendly and professional throughout the whole process. She always replied very quickly, even outside normal working hours, and was always happy to answer any questions we had. Thanks to Michelle, the whole mortgage process was quick, easy and completely stress-free. We really appreciate all her help and support and would highly recommend her to anyone looking for a mortgage advisor. Thank you so much, Michelle! ❤️”
“Very helpful, supportive and efficient team – our experience with them has been great so far, highly recommend!”
“Very simple process to renew a mortgage – Michell did identify some new providers; however, in the end, staying with the current provider proved most appropriate and even updated arrangement with cheaper interest rates in the immediate days preceding the expiry date – all very simple and straightforward – would recommend”
“My partner and I were first time buyers and the thorough and timely support of Michelle and her team made the process of securing our mortgage quick and stress-free.”
“Really good communication and speed of response. This was our first time buying so Michelle really helped us through the process.”
Credit Checker
Knowing where you stand financially before you start your property search makes the whole process simpler. Our free credit checker gives you an instant picture of your credit score and history, so there are no surprises when it comes to your mortgage application. It takes minutes, it will not affect your credit rating, and it puts you in a much stronger position before we speak to lenders on your behalf.
Get your free credit score
When applying for a mortgage, it’s so important to have a good credit score. Once you’ve obtained this, you have a much higher chance of being approved for credit.
- Try it FREE for 7 days, then £14.99 a month – cancel online anytime