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Protection & Insurance
giving you peace of mind

Protection that fits around your life

Life changes. Jobs change. Families grow – protection for yourself and your family needs to change with it.

Our experienced advisers take the time to understand your situation, what you already have in place, what you might be missing, and what would make a real difference if life took an unexpected turn.

We cover the whole market, which means we’re not tied to any single provider. Whether you’re protecting a mortgage, replacing your income, covering critical illness or putting plans in place for the people who matter most, we explore what fits your needs rather than what’s easy to sell.

And if your circumstances change – a new job, a growing family, a remortgage – we’re here to review things and make sure your cover still makes sense. Protection isn’t something you sort once and forget about, and we make it easy to keep on top of it.

Most people find it reassuring to understand their options. The conversation is entirely free and there’s no obligation.

Michelle Niziol

Cover with you in mind

Mortgage Protection
If you couldn't work tomorrow, could you still keep your home? Mortgage protection covers your repayments if illness, injury or redundancy gets in the way.
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Home Insurance
Your home is likely your biggest asset. We make sure you have the right buildings and contents cover in place, whether you're a homeowner or a landlord.
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Critical Illness Cover
If you're diagnosed with a serious illness, the last thing you want to worry about is money. This pays out a tax-free lump sum so you don't have to.
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Family Income Benefit
If you weren't here, could your family manage the monthly bills? Family income benefit pays a regular tax-free income to them at the hardest of times.
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Income Protection
If you can't work due to illness or injury, this replaces a proportion of your income so life can carry on, limiting stress for you and your family at a difficult time.
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Life Cover
If the worst happens, a life insurance policy makes sure the people you love are financially protected. We find the right level of cover for your family from the whole market.
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Private Medical Insurance
Private medical insurance gives you fast access to diagnosis, specialist treatment and surgery, without delays that can make a difficult situation harder.
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Landlord Insurance
Renting out a property brings its own risks. We help with the right cover, whether that's buildings, contents or landlord liability, and find the right policy for you.
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Book a telephone appointment

Let’s have a conversation about your insurance. No obligation and no meeting fee.

To get the most from your appointment, it helps to have a think beforehand about what you currently have in place – any existing policies, your mortgage details, and a rough idea of your monthly outgoings. For anything health related, please provide details of any existing conditions.

The more we know – the more helpful we can be.

We look forward to meeting you and discussing your needs.

Our Ethos

People before property

See for yourself by checking out our reviews on Google and Trustpilot.

5.0
★★★★★
from 421 Google reviews
Who We Are

About IMS Property Group

We are an independent, family run, estate agency with the local expertise to position property for strong performance. As Propertymark accredited agents, we deliver a professional, compliant and dependable service, with a dedicated expert who has your best interests at heart.

Whether you’re buying, selling, letting or investing, we manage your property journey with clear, straightforward guidance. No hand-offs. No call centres. One team, from first call to completion.

Oxfordshire – Buckinghamshire – Northamptonshire – Cotswolds

IMS Property Michelle niziol and team
Get in touch

Ready for the next step in your property journey?

Buying, selling, renting, insurance or mortgage advice. All free to start, no obligation.

01869 248 339

Ready to take the next step? Speak to our team today