Professional mortgage advice – simple, easy to follow guidance from the professionals
Are you a qualified accountant, actuary, solicitor, dentist, doctor, pharmacist or teacher?
If you qualify, you could be able to benefit from unique mortgage terms and affordability. We have the experience and understanding of the professional mortgage industry. We work hard with lenders to reach a good agreement for you, given different lending criteria, rates, and fees imposed by various lenders who provide expert mortgages.
We’ve helped hundreds of professionals realise their property ambitions and beyond!
When it comes to securing a mortgage, having a professional qualification can make all the difference. Professional Mortgages has been helping professionals secure mortgages for many years, and we understand the unique needs of this group.
How much can I borrow with a professional mortgage?
If you are a qualified accountant, actuary, solicitor, barrister, dentist, engineer, medical doctor, optometrist, pharmacist, vet or teacher, you can benefit from our unique mortgage terms and affordability. We have the experience and understanding of the professional mortgage industry to work hard with lenders on your behalf, given the different lending criteria, rates, and fees imposed by various lenders.
A standard mortgage will usually allow you to borrow up to 4 times your salary. The new “professional mortgages” provide up to 5.5 and occasionally 6 times your annual income.
If you’re looking to secure a mortgage as a qualified professional, we can help. Contact us today to learn more about our professional mortgage options.
Applying for a professional mortgage
When you apply for a professional mortgage, the lender will assess your application using their standard criteria. In addition, they will also take into account your professional qualifications and earnings potential. This means that you may be able to borrow a larger amount than with a standard mortgage.
To apply for a professional mortgage, you will need to provide proof of your professional qualifications and earnings. You will also need to meet the lender’s standard criteria, which includes a credit check and an assessment of your affordability.
Once you have been approved for a professional mortgage, you will be able to access competitive interest rates and terms. This can make it easier to afford your dream home, or to remortgage your property to release equity.
Compare professional mortgages
When it comes to securing a mortgage, it’s important to compare your options. Professional Mortgages offers a range of professional mortgages that are designed to meet the unique needs of professionals.
We work with lenders to get you the best terms and rates, and our experience in the mortgage industry means that we understand the unique needs of professionals.
