Non-standard construction mortgages

Do you want to buy or remortgage a ‘Non-Standard Construction’ property but can’t find one that will accept your loan?

If you’re like most people, you’ve probably dreamed of building your own custom home. But unless you have a lot of money saved up, it can be difficult to finance the construction of a home that doesn’t conform to the standard specifications used by most lenders.

We have the knowledge, experience, and connections with lenders to identify who will consider unusual construction types.

What is a non-standard construction mortgage?

A non-standard construction mortgage is designed for borrowers who want to build a home that doesn’t conform to the standard specifications used by most lenders. It can be a great option for people who want to have a home built specifically to their own specifications.

Typical construction examples that IMS will place

The typical constructions we will place are:

• Thatched Roof
• Steel frames
• Concrete prefabs
• Listed country cottages
• Single brick
• Timber frame

Plus many more!

Advantages of working with IMS to secure your non-standard construction mortgage.

‘Valuers comments’ are a phrase used by many lenders to describe the property’s valuation, implying that you may be spending hundreds or thousands of pounds with no promise of repayment.

We have access to valuers and can inquire about their opinions before an application is made, as well as any money spent!