The Renters’ Rights Act comes into force on 1 May 2026 and represents one of the most significant overhauls of the private rental sector in decades. Around one in four landlords are still unaware it’s coming mortgagesolutions — creating both a risk and a significant opportunity for mortgage advisers with buy-to-let clients.
Michelle outlines what advisers need to know: Section 21 ends on 30 April, existing tenants must receive the official Information Sheet by 31 May or landlords face fines of up to £7,000, and rent increases are now restricted to once per year via a formal Section 13 process. mortgagesolutions Mortgage conditions tied to assured shorthold tenancies may also need lender review.
The article frames this as a proactive opportunity — advisers who reach out to their BTL client lists now, stress-test yields against slower rent growth, and help clients assess self-managing versus professional management will be better placed to retain clients and spot remortgage or portfolio conversations early. There are also early signs that some lenders are beginning to offer better terms for well-managed, compliant portfolios mortgagesolutions — a shift worth getting ahead of.
Don’t miss the full details — including a practical 4-step checklist for advisers.
Read the full article on Mortgage Solutions: The Renters’ Rights Act: Are You Ready?
