Many people assume that high net worth individuals don’t need mortgages, and if they do, that the bank will have no problems issuing a mortgage to a person of means. What they fail to appreciate is that the transactions of most high net worth individuals can be more complicated. In some cases, a purchase may […]
CEO Michelle Niziol catches up with online property news service, Property Reporter, for their ‘In the Spotlight’ interview. Here’s what they discussed. Property Reporter (PR): How did you get into the property industry? Michelle Niziol (MN): I have always been passionate about property. I trained as a mortgage adviser and opened my own mortgage brokerage […]
Our CEO Michelle Niziol discusses her love for property in an exclusive interview with The mortgage Lender. Michelle explains the history behind IMS Property Group, building a buy-to-let empire and providing services that encompass all elements of residential property investment. You can read the interview in full here
The Bank of England is expected to increase interest rates in the next few months. If the committee votes for an increase of 0.25%, it will take the Bank’s Base Rate from 0.5% to 0.75%. With inflation coming down and employment levels increasing, it is likely to be the last hike in 2018. But what […]
Read Michelle Niziol’s article on how to get a mortgage with bad credit history, as published on What Mortgage magazine website The way lenders view a mortgage applicant’s finances and their ability to pay a mortgage has changed over the past few years. They must ensure applicants can afford to pay their mortgage even if […]
After a year of uncertainty, what will 2018 bring for your mortgage? The impact of an Interest Rate rise The Bank of England base rate was increased in November 2017 for the first time in a decade from 0.25% to 0.5%, to help bring inflation back down to its target of 2%. If inflation remains […]
After a year of uncertainty, what will 2018 bring for the housing market? House Prices House prices are reliant on a healthy and functioning housing market, as well as consumer confidence. Whilst consumer confidence is likely to be hit by low wage growth and a further tightening of household spending, house prices are still expected […]
Buy to let landlords need to be aware of new regulations and government policies that will impact how they operate in 2018. Mortgage regulations for portfolio landlords Portfolio landlords, those with four investment properties or more, now need to adhere to the Prudential Regulation Authority’s (PRA) new regulations, which came into force in September. The […]
If you are planning to move home in the new year, put the wheels in motion now and take advantage of the upturn in buyers over the festive period. “With Christmas fast approaching, moving home is likely to be at the back of most people’s minds. However, if you dream of being in a new […]
IMS Property Group CEO, Michelle Niziol, gives her thoughts on future increases in interest rates and the impact this may have on mortgage holders. Here’s what she has to say. “In a bid to keep a lid on inflation, the Monetary Policy Committee agreed last week to increase the Bank of England base rate from […]
Enter your details to download this free ebook.
Your resource is ready. Click the button below to open it, or check your email for a copy of the link.
Download your resourceReady to take the next step? Speak to our team today
