CEO Michelle Niziol catches up with online property news service, Property Reporter, for their ‘In the Spotlight’ interview. Here’s what they discussed. Property Reporter (PR): How did you get into the property industry? Michelle Niziol (MN): I have always been passionate about property. I trained as a mortgage adviser and opened my own mortgage brokerage […]
Our very own Michelle Niziol gives an exclusive interview with What House. She tackles the topic of mortgages, finance and new build homes. Is new build a significant part of the Bicester/Oxfordshire property market and what are the current ‘hotspots’? New build housing plays a significant role in Bicester and Oxfordshire. The housing minister recently […]
Read Michelle Niziol’s article on how to get a mortgage with bad credit history, as published on What Mortgage magazine website The way lenders view a mortgage applicant’s finances and their ability to pay a mortgage has changed over the past few years. They must ensure applicants can afford to pay their mortgage even if […]
If you are planning to move home in the new year, put the wheels in motion now and take advantage of the upturn in buyers over the festive period. “With Christmas fast approaching, moving home is likely to be at the back of most people’s minds. However, if you dream of being in a new […]
A price war amongst mortgage lenders is good news for people coming to the end of their mortgage deal or those applying for a mortgage for the first time. Competition amongst lenders has intensified over recent months, as they vie to gain a larger slice of the mortgage market and attract more applicants to use […]
A House in Multiple Occupation (HMOs) is typically rented out to professional sharers and students. They are particularly popular in university towns and cities where there is high demand for this type of accommodation. They are also fast becoming popular in parts of the country where more people are unable to get on the housing […]
Despite changes to legislation and regulations bought in to make it harder for people to purchase a buy-to-let (BTL) property, there are still ways to do it and grow a portfolio successfully. But you need to be savvy about how you structure the finance and understand the rental market. The BTL mortgage market represents 14% […]
Michelle Niziol, Director of IMS Property Group, has been elected vice-president of ARLA Propertymark (Association of Residential Letting Agents), effective from Friday 16 June. After an extensive application process and vote by ARLA members, Michelle Niziol beat off three other strong candidates to be awarded the position of vice-president. Michelle’s new position is part of a […]
Michelle Niziol,director of IMS Independent Mortgage Solutions, explains all about interest-only mortgages. Interest-only mortgages have made a return to the market but these products are still few and far between. You need to have a considerable amount of equity in your property and be on larger than average incomes to be able to obtain one. […]
We’ve got some exciting news to announce – our director Michelle Niziol is a candidate in the ARLA Propertymark Vice President (VP) elections. ARLA is the Association of Residential Letting Agents and all members of the association are given the opportunity to vote for the next VP. The elected VP will become an ambassador for ARLA […]
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