The Bank of England is expected to increase interest rates in the next few months. If the committee votes for an increase of 0.25%, it will take the Bank’s Base Rate from 0.5% to 0.75%. With inflation coming down and employment levels increasing, it is likely to be the last hike in 2018. But what […]
IMS Property Group CEO, Michelle Niziol, gives her thoughts on future increases in interest rates and the impact this may have on mortgage holders. Here’s what she has to say. “In a bid to keep a lid on inflation, the Monetary Policy Committee agreed last week to increase the Bank of England base rate from […]
A price war amongst mortgage lenders is good news for people coming to the end of their mortgage deal or those applying for a mortgage for the first time. Competition amongst lenders has intensified over recent months, as they vie to gain a larger slice of the mortgage market and attract more applicants to use […]
Michelle Niziol,director of IMS Independent Mortgage Solutions, explains all about interest-only mortgages. Interest-only mortgages have made a return to the market but these products are still few and far between. You need to have a considerable amount of equity in your property and be on larger than average incomes to be able to obtain one. […]
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