CEO Michelle Niziol catches up with online property news service, Property Reporter, for their ‘In the Spotlight’ interview. Here’s what they discussed. Property Reporter (PR): How did you get into the property industry? Michelle Niziol (MN): I have always been passionate about property. I trained as a mortgage adviser and opened my own mortgage brokerage […]
After a year of uncertainty, what will 2018 bring for the housing market? House Prices House prices are reliant on a healthy and functioning housing market, as well as consumer confidence. Whilst consumer confidence is likely to be hit by low wage growth and a further tightening of household spending, house prices are still expected […]
Buy to let landlords need to be aware of new regulations and government policies that will impact how they operate in 2018. Mortgage regulations for portfolio landlords Portfolio landlords, those with four investment properties or more, now need to adhere to the Prudential Regulation Authority’s (PRA) new regulations, which came into force in September. The […]
A House in Multiple Occupation (HMOs) is typically rented out to professional sharers and students. They are particularly popular in university towns and cities where there is high demand for this type of accommodation. They are also fast becoming popular in parts of the country where more people are unable to get on the housing […]
Despite changes to legislation and regulations bought in to make it harder for people to purchase a buy-to-let (BTL) property, there are still ways to do it and grow a portfolio successfully. But you need to be savvy about how you structure the finance and understand the rental market. The BTL mortgage market represents 14% […]
Michelle Niziol,director of IMS Independent Mortgage Solutions, explains all about interest-only mortgages. Interest-only mortgages have made a return to the market but these products are still few and far between. You need to have a considerable amount of equity in your property and be on larger than average incomes to be able to obtain one. […]
The Bicester housing market is buoyant with properties that are well presented and correctly priced selling well, according to IMS Independent Property Solutions. Buyers and sellers are more confident about the local housing market conditions and IMS Property Solutions is seeing an increase in the number of homebuyers looking to move into the area from […]
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