Michelle featured in Mortgage Introducer
Michelle has been featured in Mortgage Introducer, sharing her perspective on how the Renters’ Rights Act is set to reshape the buy-to-let landscape, and what it means for landlords and brokers alike.
The article explores a key theme that’s becoming increasingly clear: this isn’t just a regulatory update. It’s a structural shift in how rental property is managed, financed and advised on.
A more regulated, more professional market
The Renters’ Rights Act introduces tighter controls around tenancy agreements, rent increases and tenant protections. For landlords, that means less flexibility but also a clear move towards a more formal, professionalised sector.
Michelle’s view is pragmatic. The landlords who succeed won’t be the ones resisting change, but those who adapt quickly and run their portfolios more like businesses.
That includes:
- Keeping documentation watertight
- Following correct processes for rent reviews and notices
- Staying aligned with local market rates
- Understanding where tenants now have stronger rights to challenge decisions
For many, this will require a shift in mindset as much as process.
Complexity creates opportunity
One of the more interesting angles covered in the article is the opportunity this creates for brokers and advisers.
As the rules become more complex, landlords are less likely to “go it alone.” They need guidance, not just on mortgages, but on structuring portfolios, managing risk and staying compliant.
Michelle highlights that this opens the door to:
- More ongoing advisory relationships (not just transactional deals)
- Portfolio reviews and refinancing strategies
- Support navigating affordability and regulatory changes
In short, advice becomes more valuable, and more commercially viable.
What this means for landlords
For landlords, the message is simple: doing the basics properly is no longer optional.
The cost of getting it wrong isn’t just administrative, it can mean financial penalties, delays, or challenges from tenants that are harder to defend.
But for those who get ahead of the changes, there’s a longer-term upside: a more stable, transparent market where good operators stand out.
Michelle’s role as a trusted voice
Being featured in Mortgage Introducer reinforces Michelle’s position as a go-to commentator on property, mortgages and market shifts.
At a time when the sector is navigating significant change, clear, practical insight matters more than ever.
