Michelle has been featured in a recent Mortgage Introducer article examining the potential impact of a proposed mansion tax, and the unintended consequences it could have for the UK housing market.
The piece explores growing concerns from mortgage brokers and property experts that introducing or expanding a mansion tax could risk freezing the housing ladder, particularly in higher-value areas where price growth has been driven more by market conditions than excess wealth.
Michelle contributes her perspective as a mortgage adviser and property expert, highlighting how policies aimed at taxing property wealth can have knock-on effects that ripple far beyond their original intent. In particular, she points to the risk of discouraging movement within the market, reducing available housing stock, and creating further barriers for those trying to move up, or even onto, the property ladder.
As Michelle explains, when homeowners are disincentivised from selling, transactions slow, chains collapse more easily, and first-time buyers ultimately feel the impact. What appears to be a targeted policy can, in reality, create wider affordability and accessibility issues across the market.
Michelle’s inclusion in the article reflects her growing role as a trusted commentator on property, mortgages and housing policy, translating complex issues into real-world implications for buyers, sellers and homeowners.
